Track income and expenses, manage budgets, parse M-Pesa SMS automatically, scan receipts with AI, and grow your savings — all in one beautifully simple app.
Dashboard overview
Balance
KES 124,500
Income this month
+ KES 85,000
Spent this month
KES 42,300
Features
One platform for tracking, budgeting, investing, and growing.
Paste any M-Pesa, KCB, or NCBA SMS — transactions extracted instantly with full deduplication.
Set category limits, track spending in real time, and get alerts at 80% and 100% of your budget.
Track balances, billing cycles, and payments. Import statements via CSV or link transactions.
Photograph any receipt — AI extracts the merchant, items, and total automatically.
Full amortisation schedules, extra payment tracking, interest-saved calculator.
Track MMFs, T-Bills, bonds, and SACCOs with compound projection and maturity timelines.
Set a target amount and date. Deposit, withdraw, and watch your progress bar grow.
6-month income vs expense charts, category breakdowns, and spending predictions.
Ask Claude Sonnet financial questions about your budget — private, quota-gated, on-point.
How it works
Sign up free in under 30 seconds. No credit card required.
Paste an M-Pesa SMS, upload a CSV, or type a transaction manually.
Define monthly limits per category and create savings targets with deadlines.
Watch your net worth grow with AI-powered advice and predictive trends.
Pricing
Start free. Upgrade when you're ready.
Free
Perfect for getting started with basic expense tracking.
Pro
For serious budgeters who want automation and insights.
Premium
Unlimited AI, investments, and advanced analytics.
Join thousands of Kenyans tracking their finances smarter with BudgetApp.
Create your free account →